YNAB is free personal budget planning software for Windows, Mac, iOS and Android users. It provides real-time access to user data, setting and tracking budget goals. There's a 30-day trial version, then you have to purchase the program for $7.99 per month. Integrated tools to plan budget. Setting the goal budget. Balancing checking accounts.

Personal Finance Software refers to a financial tool that enables you to prepare a budget, track your expenses, and check your overall finances.

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YOUNEEDABUDGET

YNAB. Personal Budgeting Software for Windows, Mac, iOS and Android. You Need a Budget combines easy software with Four Simple Rules to help you quickly gain control of your money, get out of debt, and save more money faster!


MONEYSPIRE

Easy and powerful budgeting and personal finance software that helps you manage your accounts, bills, budget and more. Organize your money now with Moneyspire!

MONEYSPIRE

POCKETSMITH

PocketSmith – Smart budgeting & personal finance software. Manage your budget and forecast your finances with PocketSmith, the best personal finance software on the web. Connect to your bank accounts securely.

BUXFER

Online money management software for personal finance, account aggregation, budgeting, bill reminders and forecasting. Also useful for splitting rent, grocery, restaurant bills and IOUs with friends and roommates.

BUXFER

DEBITANDCREDITAPP

Debit & Credit – Personal finance for iOS, Mac and Apple Watch. Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you.

IBEARMONEY

Money for iPad – Ultimate Personal Finance. Plan your income and expenses using detailed categories and input data when you actually spend money. Once you analyze the difference between real and budgeted expenditures, you’ll find ways to save more.

IBEARMONEY

MONEYDANCE

Moneydance is a powerful yet easy to use personal finance app for Mac, Windows, Linux, iPhone and iPad. With online banking, online bill payment, investment management and budgeting, Moneydance provides all the features of Quicken plus benefits such as ease of use and no sunsetting of features.

IGGSOFTWARE

Mac Finance Software – Banktivity Personal Finance by IGG Software. Banktivity 6 is here! Over 100 enhancements and new features. 30 day free trial and backed by our 90 day guarantee. Save time & money.

IGGSOFTWARE

SYNIUMSOFTWARE

Personal

iFinance 4 features Mac and the iOS version providing you with a full-fledged finance application that also works seamlessly with its cross-platform counterpart.

QUICKEN

Personal Finance, Money Management & Budgeting. Whether you want to stay on budget or on top of your investments, Quicken makes managing money a snap with simple, powerful tools for every step in your life.

QUICKEN

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Aug 13,2019 • Filed to: PDF Tips

Keeping track of your finances and expenses is one way to ensure you remain on top of your money situation. Doing that without the right program can be difficult, which is why there are so many personal accounting programs to choose programs. Yet, choosing the right one can be just as difficult. In this article, we are going to be looking at some of the best personal accounting software for you to choose from. Some are free, others charge a small fee but each one has features that are designed to make it easy for you to keep track of your money.

Top 5 Best Personal Accounting Software for Mac and Windows

#1. PDFelement Pro

Accounting requires documentation and therefore you need the best PDF software to make it easier to not just organize the documents but also edit and maintain them. The best personal accounting software for mac and Window to help you with this kind of documentation is PDFelement Pro. With the help of this personal accounting software, your works with accounting will be easier and faster.

Pros:

  • It allows you to edit both text and images on the PDF document.
  • You can also use it to add a password and a watermark to protect documents that you don't want to share with the wrong individuals.
  • But perhaps the most useful feature for accounting purposes is iSkysoft's form filing feature. With it, you can fill in both interactive and non-interactive form fields very easily. This feature would come in handy when filling in tax forms.
  • You can also use it to easily organize the PDF files you have by bookmarking them or using the bates numbering system to make indexing easier.

Cons:

  • No cons observed so far.

We hope that one or more of the above personal accounting software can help you meet your expense tracking and budgeting needs. Documentation that is a major part of accounting can be created, edited and organized using PDFelement Pro.

#2. iBank

iBank 5 is a program that is designed to help you keep your earnings and expenses in check. It has features that can download transactions from your bank and credit card accounts although you can just easily import these transactions into the program. It also budgeting options to allow you track how you spend your money.

Pros:

  • Integrates with your bank accounts and credit card accounts.
  • Supports multiple currencies.
  • Syncs data with iPhone and iPad apps.

Cons:

  • It is only available for Mac users.
  • At $59.99 it is a little bit out of reach for most users although it does have a 30-day free trial.

#3. Moneydance

Moneydance is another personal finance program that comes packed with all the features a user would need to manage their finances. It easily downloads banking information in just a click and can handle transactions in multiple currencies. Available for Windows, Mac and Linus, Moneydance also comes with iOS apps that provide detailed transactions

Pros:

  • Adding banking information is very easy.
  • It is available for Mac, Windows and Linux.
  • Supports multiple currencies.

Cons:

As I'm neither using excel on mac nor know which language you have excel installed in I'm sorry I cannot not tell you exactly what these menues are called or what you should be looking for. How to change the commas to dots in excel for mac. Select them and then change the format. If this doesn't work you should look if the graph has been created using a different language which you should be able to change as well.

  • It is a difficult program to use especially for beginners even though there are detailed tutorials on how to use the program.
  • It is bit on the expensive side at $50.

#4. Quicken Personal Finance Software

Quicken is a recognizable program that has been around for quite a while. During that time, the program has added more features designed to help the individual keep track of their finances. Although it originally started out as a Windows compatible program, it has grown to be available for both Windows and Mac and even comes with iOS and Android apps that sync with the desktop version. Reporting is excellent and the dashboard is easy to navigate. The free version however is limited in features although the Starter Edition, Quicken Home and Quicken Business can offer more options.

Pros:

  • It has a clean user-interface that makes it very easy to use the program.
  • Reporting is easy and so is importing data from bank accounts and credit card accounts.
  • It has Android and iOS apps.

Cons:

  • The free version lacks some reporting features that can make proper assessment difficult.

#5. You Need a Budget

Also known as YNAB, You need a budget is a personal financial management tool that is designed to make it easy for beginners to track their expenses and make a budget. It is more of a tool to teach proper financial practices than a personal accounting app but also has a lot of tools that make tracking money easier. It will help users avoid overdrawn accounts and help a person remain on budget. It also comes with companion iOS and Android apps that sync with the information you have on the desktop version.

Pros:

  • It provides tools to help you not just keep track of expenses but also create a budget and stick to it.
  • You can sync data with your YNAB iOS or Android apps.
  • It has a clean user interface that is very simple to use and ideal for the beginner user.
  • You get 34 days free trial and only pay $5 after.

Cons:

  • Advanced features like tax estimates are missing.

#6. AceMoney

AceMoney is another simple yet highly effective free personal accounting software that comes packed with features to help you keep your expenses on track. It has been translated into very many different languages and has features that are ideal for tracking expenses and budgets, allowing you to maintain a proper record of how you make and spend money. It supports more than 150 currencies and financial data can be imported from accounts, other financial software or spreadsheets. It is available for both Mac and Windows and it will cost you about $40 to purchase.

Pros:

  • It is available for both Mac and Windows OS.
  • It has excellent tracking capabilities, allowing users to track both expenses and budgets.
  • You can easily import information from other sources.

Cons:

  • It lacks mobile apps.
  • The user-interface is not as organized or attractive

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